Standard Chartered EaseMyTrip Credit Card

The Standard Chartered EaseMyTrip Credit Card is one of the most accessible and cost-effective co-branded travel cards in the Indian market, targeted squarely at budget-conscious vacationers and frequent domestic travelers. With an exceptionally modest annual fee of just ₹350 + GST, the card delivers immediate savings through recurring promotional discounts on the EaseMyTrip platform: a flat 20% instant discount on domestic and international hotel bookings (minimum booking ₹5,000, capped at ₹5,000 per transaction using promo code EMTHOTEL) and a flat 10% instant discount on domestic and international flight bookings (minimum booking ₹4,000, capped at ₹1,000 on domestic and ₹5,000 on international flights using promo code EMTFLT). For standalone flight and hotel bookings made outside EaseMyTrip (directly on airline or hotel websites), cardholders earn an accelerated 10 reward points for every ₹100 spent (effective ~2.0% to 2.5% return), and 2 points per ₹100 on all other retail transactions. Travel benefits include 1 complimentary domestic airport lounge visit per calendar quarter (4 per year, subject to spending ₹10,000 in the previous calendar quarter) and 2 complimentary international lounge visits per calendar year via Priority Pass. The annual fee of ₹350 is waived on achieving ₹50,000 in annual retail spends—a threshold easily cleared by booking just one or two flights during the year. The primary limitation is promotional code reliance: you must book through EaseMyTrip using specific discount codes to unlock the 10%–20% instant savings, and general retail spends earn modest rewards (2 points per ₹100). Who should consider it: Domestic leisure travelers, family vacationers, and students who frequently book flights and hotels through EaseMyTrip and want direct discounts with minimal annual card costs. Who should look elsewhere: Premium travelers looking for comprehensive zero-forex benefits or direct airline frequent flyer miles transfers.

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