CREDIT CARD ISSUER
Federal Bank logo

Federal Bank Credit Cards

Federal Bank offers credit cards and banking products covering rewards, shopping, travel and everyday spending.

Total Offerings

13 Active Cards

Fee Range

₹0 (LTF) – ₹2,000

Payment Networks

Visa • Mastercard • RuPay

Zero Fee / LTF

9 Lifetime Free

FEDERAL BANK PORTFOLIO

Federal Bank Credit Cards

Explore 13 active cards and filter them by how you spend.

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Showing 13 of 13 verified Federal Bank credit cards
Verified
4.7
Scapia Federal Bank Credit Card

Scapia Federal Bank Credit Card

TravelRewardsLifetime Free
BEST FOR

Zero Forex Markup, Scapia Travel Rewards & RuPay UPI

Annual Fee₹0 (LTF)
Rewards10% Coins on domestic retail (2%), 20% on Scapia travel (4%), 5% on RuPay ₹500+ (1%). 0% on forex.
Lounge AccessUnlimited Domestic visits · ₹20k preceding billing-cycle spend required
Forex Markup0% (Zero Forex)

Last verified 21 Oct 2026

visa
Verified
4.3
Federal Bank

Federal Bank Fed StarBiz RuPay Credit Card

•••• •••• •••• Card2026
BEST FOR

Small business owners, commercial merchant payments, digital tax settlements, and business UPI transactions.

Annual Fee₹499
RewardsRewards Redemption
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 3 Oct 2026

rupay
Verified
4.3
Federal Bank

Federal Bank Fed StarBiz Visa Credit Card

•••• •••• •••• Card2026
BEST FOR

Corporate travel, SaaS subscriptions, digital marketing expenses, and formal MSME procurement.

Annual Fee₹499
RewardsRewards Redemption
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.3
Federal Bank

Federal Bank Mastercard Celesta Credit Card

•••• •••• •••• Card2026
BEST FOR

High-net-worth retail banking customers, executive flyers, and premium online shoppers seeking low forex fees and complimentary airport lounge access.

Annual Fee₹0 (LTF)
RewardsFederal Rewards
Lounge Access2 Domestic visits/quarter + 2 International visits/year · ₹60k quarterly spend required (Domestic)
Forex Markup2%

Last verified 3 Oct 2026

mastercard
Verified
4.1
Federal Bank

Federal Bank Mastercard Imperio Credit Card

•••• •••• •••• Card2026
BEST FOR

Family grocery shopping at BigBasket, dining out, and domestic travel

Annual Fee₹0 (LTF)
RewardsFederal Rewards
Lounge Access2 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup3.5%

Last verified 3 Oct 2026

mastercard
Verified
4.0
Federal Bank

Federal Bank Mastercard Signet Credit Card

•••• •••• •••• Card2026

Federal Bank Mastercard Signet Credit Card

RewardsLifetime FreeShopping
BEST FOR

Young professionals, electronics shopping, and weekend movie outings

Annual Fee₹0 (LTF)
RewardsFederal Rewards
Lounge Access1 Domestic visits/quarter · ₹20k quarterly spend required
Forex Markup3.5%

Last verified 3 Oct 2026

mastercard
Verified
4.0
Federal Bank

Federal Bank Rupay Signet Credit Card

•••• •••• •••• Card2026

Federal Bank Rupay Signet Credit Card

RewardsShoppingAirport Lounge
BEST FOR

Young shoppers, movie lovers, and Federal Bank customers seeking a balanced lifestyle card with UPI QR merchant payment capabilities.

Annual Fee₹0 (Free)
RewardsFederal Rewards
Lounge Access1 Domestic visits/quarter · ₹20k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹75,000 annual spend

Last verified 2 Oct 2026

rupay
Verified
4.0
Federal Bank

Federal Bank Rupay Wave Credit Card

•••• •••• •••• Card2026

Federal Bank Rupay Wave Credit Card

RewardsLifetime FreeUPI / RuPay
BEST FOR

Federal Bank digital customers, daily UPI transactors, and consumers seeking a zero-fee virtual card for routine grocery and dining QR payments.

Annual Fee₹0 (LTF)
RewardsFederal Rewards
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 2 Oct 2026

rupay
Verified
4.3
Federal Bank

Federal Bank Visa Celesta Credit Card

•••• •••• •••• Card2026
BEST FOR

Discerning cardholders seeking lifetime-free or premium relationship lifestyle privileges with airport lounge access.

Annual Fee₹0 (LTF)
Rewards1x rewards for other categories
Lounge Access2 Domestic visits/quarter + 2 International visits/year · ₹60k quarterly spend required (Domestic)
Forex Markup2%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.1
Federal Bank

Federal Bank Visa Imperio Credit Card

•••• •••• •••• Card2026
BEST FOR

Salaried individuals and families looking for a zero-fee card for everyday retail, groceries, and occasional domestic travel.

Annual Fee₹0 (LTF)
Rewards1x rewards for other categories
Lounge Access2 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.0
Federal Bank

Federal Bank Visa Signet Credit Card

•••• •••• •••• Card2026

Federal Bank Visa Signet Credit Card

RewardsLifetime FreeShopping
BEST FOR

First-time cardholders and young salaried professionals looking for lifestyle perks, movies, and dining without paying annual fees.

Annual Fee₹0 (LTF)
RewardsFederal Rewards
Lounge Access1 Domestic visits/quarter · ₹20k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹75,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.2
Federal Bank

Fi-Federal Credit Card

•••• •••• •••• Card2026
BEST FOR

Digital-first professionals, tech-savvy millennials, and global travelers seeking tailored 5% brand cashback and flexible rewards.

Annual Fee₹2,000
RewardsStandard
Lounge Access4 Domestic visits/year
Forex Markup2%
Renewal fee waived on ₹2,50,000 annual spend

Last verified 2 Oct 2026

visa
Verified
Federal Bank

OneCard Federal Bank Credit Card

•••• •••• •••• Card2026
BEST FOR

Credit Beginners, Mobile-First App Enthusiasts & Category Multiplier Spenders

Annual Fee₹0 (LTF)
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup1%

Last verified 2 Oct 2026

visa
COMPETITOR BENCHMARK

Compare Federal Bank vs Competitor Banks (2026)

Benchmark Federal Bank flagship credit cards against top alternatives in the same spending tier.

Cross-Bank Benchmark

Federal Bank vs Competitor Banks (2026 Comparison)

Open Compare Matrix
Bank & Flagship CardKey SpecializationAnnual FeeTop Highlight / PerkAction
Cashback₹1,0005% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber)Explore
Cashback₹999Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-inExplore
CashbackFree (LTF)Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal chargesExplore
Cashback₹50025% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks AppExplore
TravelFree (LTF)100% Lifetime Free card with zero joining fee and zero annual maintenance fees foreverExplore
Travel₹5,000Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spendExplore
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About Federal Bank Credit Cards

Issuer history, core reward architecture, and market position

Why Choose Federal Bank Credit Cards?

Distinctive advantages of holding cards from Federal Bank

Reward Program Multipliers

Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.

Airport Lounge Entitlements

Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.

Annual Spend Fee Waivers

Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).

Zero Lost Card Liability

24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.

Federal Bank Card Eligibility & Required Documents

Essential requirements before initiating your digital application

Eligibility Criteria

  • Card-Specific Terms: Specific eligibility criteria (such as minimum income, age requirements, and credit history) vary by individual credit card.
  • Credit Profile: Approval and sanctioned credit limits depend on your credit history, existing liabilities, and individual bank underwriting guidelines.
  • Employment Status: Salaried individuals with steady monthly income or self-employed professionals with filed tax returns (ITRs) are generally eligible.
  • Residential Status: Resident Indian citizens (and NRIs where supported by specific product terms) with valid KYC documents.

Documentation Checklist

  • Proof of Identity: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
  • Proof of Address: Aadhaar Card, utility bills (electricity, water, gas < 3 months old), or driving license.
  • Income Proof (Salaried): Latest 3 months salary slips, Form 16, and 6 months bank account statements.
  • Income Proof (Self-Employed): Latest 2 years Income Tax Returns (ITR) with computation of income and audited P&L statement.
Frequently Asked Questions

Frequently Asked Questions About Federal Bank Credit Cards

Get clear answers on fees, reward points redemption, lounge privileges, and online application procedures.

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