
Best for: UPI Micro-Spends, Zero-Forex International Shoppers & Flexible EMI Splitting
Rewards: 1% base return (1 money per ₹1 spent), scaling to 1.5%, 2%, and up to 3% based on monies holdings and linked slice savings account tier
Forex markup: 0% (Zero Forex)
Last verified 21 Oct 2026