Compare verified credit cards across top Indian banks by annual fees, reward structures, online cashback, airport lounge access, forex charges, and eligibility benefits.
401
Verified database31
Authorized in India28
Curated spending hubs111
Across 44 airportsBrowse, filter, and compare top-rated cards across verified bank issuers
Best for: Daily vehicular commuters, bike/car owners, and budget-conscious drivers who fuel up regularly at Hindustan Petroleum (HPCL) outlets.
Rewards: Up to 5% savings on HPCL fuel via HP Pay; 2.5% on groceries and utility bills; 2X on other retail
Forex markup: 0% (Zero Forex)
Renewal fee waived on ₹50,000 annual spend
Last verified 27 Oct 2026
Kotak NRI Royale Signature Credit Card
Best for: NRIs spending in India, local family support, and international travel
Rewards: 2X RP on overseas spends, 1 RP per Rs 100 in India
Lounge access: 8 Domestic visits/year
Forex markup: 2% Low Forex
Renewal fee waived on ₹1,00,000 annual spend
Last verified 3 Oct 2026
Kotak Biz Credit Card
Best for: Merchants, traders, small business owners, and wholesale procurement managers looking to separate business expenses with extended credit terms.
Rewards: 4 RP per Rs 100 on business utilities/electronics, 1 RP on other business retail
Lounge access: 8 Domestic visits/year · ₹75k quarterly spend required
Renewal fee waived on ₹50,000 annual spend
Last verified 3 Oct 2026
HDFC Bank BizFirst Credit Card
Best for: Small business proprietors, self-employed professionals, and traders seeking extended working capital cycles and cash savings on GST payments and vendor bills.
Rewards: 1 CashPoint per ₹150 spent (~0.17% to 0.33% return)
Renewal fee waived on ₹50,000 annual spend
Last verified 3 Oct 2026
HDFC Bank GIGA Business Credit Card
Best for: Gig workers, digital freelancers, and SME owners seeking cashflow management with rewards on digital advertising and cloud subscriptions.
Rewards: 0.50% CashPoints on other transactions
Renewal fee waived on ₹50,000 annual spend
Last verified 3 Oct 2026
Standard Chartered Smart Credit Card
Best for: Flat Online Cashback & Controlled Monthly Spenders
Renewal fee waived on ₹1,20,000 annual spend
Last verified 2 Oct 2026
BOBCARD Prime Credit Card
Best for: Credit builders, students, self-employed individuals without ITR, and those recovering their CIBIL score through secure fixed deposits.
Last verified 2 Oct 2026
Federal Bank Mastercard Signet Credit Card
Best for: Young professionals, electronics shopping, and weekend movie outings
Rewards: Federal Rewards
Lounge access: 1 Domestic visits/quarter · ₹20k quarterly spend required
Last verified 3 Oct 2026
Federal Bank Rupay Signet Credit Card
Best for: Young shoppers, movie lovers, and Federal Bank customers seeking a balanced lifestyle card with UPI QR merchant payment capabilities.
Rewards: Federal Rewards
Lounge access: 1 Domestic visits/quarter · ₹20k quarterly spend required
Renewal fee waived on ₹75,000 annual spend
Last verified 2 Oct 2026
Federal Bank Rupay Wave Credit Card
Best for: Federal Bank digital customers, daily UPI transactors, and consumers seeking a zero-fee virtual card for routine grocery and dining QR payments.
Rewards: Federal Rewards
Last verified 2 Oct 2026
Federal Bank Visa Signet Credit Card
Best for: First-time cardholders and young salaried professionals looking for lifestyle perks, movies, and dining without paying annual fees.
Rewards: Federal Rewards
Lounge access: 1 Domestic visits/quarter · ₹20k quarterly spend required
Renewal fee waived on ₹75,000 annual spend
Last verified 3 Oct 2026
Best for: First-time cardholders, students, and budget-conscious digital shoppers seeking a low-fee entry into HDFC Bank.
Rewards: 1% CashPoints on online spends
Renewal fee waived on ₹50,000 annual spend
Last verified 14 Oct 2026
Best for: First-time cardholders, young earners, and budget shoppers looking for dependable utility bill cashback.
Rewards: 0.50% on all other retail transactions
Renewal fee waived on ₹1,00,000 annual spend
Last verified 2 Oct 2026
Best for: AU Bank savings account holders, digital shoppers, and consumers seeking an instant, zero-maintenance virtual credit card for safe e-commerce transactions.
Rewards: 1% cashback on UPI merchant transactions across grocery, dining, and pharmacy
Last verified 2 Oct 2026
Best for: Budget-conscious retail shoppers, regional commuters, and young professionals seeking everyday clothing discounts and train lounge comforts.
Rewards: 2 Reward Points per ₹100 spent (0.5% return; 1 RP = ₹0.25)
Lounge access: 1 Domestic visits/quarter · ₹50k quarterly spend required
Renewal fee waived on ₹50,000 annual spend
Last verified 3 Oct 2026
Best for: Online lifestyle shopping, food ordering apps, and movie streaming
Rewards: 1% cashback on all standard merchant UPI transactions
Renewal fee waived on ₹80,000 annual spend
Last verified 3 Oct 2026
Best for: Household grocery runs, departmental store shopping, family dining, and utility payments
Rewards: 1 Reward Point per ₹100 spent (0.25% return; 1 RP = ₹0.25)
Renewal fee waived on ₹1,50,000 annual spend
Last verified 3 Oct 2026
Best for: SME proprietors, commercial purchasing, and Zaggle expense management
Rewards: 1% on all standard retail transactions
Renewal fee waived on ₹1,00,000 annual spend
Last verified 12 Oct 2026
Compare curated credit cards optimized for cashback, airport lounges, travel miles, fuel, dining, and online shopping.
Cards rewarding online and offline shopping.
Cards offering domestic or international lounge access.
Credit cards with travel, flight and hotel benefits.
Cards that earn reward points on everyday spending.
Cards with restaurant, food delivery and dining benefits.
Credit cards with no annual membership fee.
Cards offering movie, event and entertainment benefits.
RuPay credit cards supporting eligible UPI payments.
Explore credit cards issued by India's leading public, private, foreign, and small finance banks.
SBI Card offers credit cards for cashback, shopping, travel, fuel, rewards and everyday spending, with options ranging from entry-level to premium cards.
Axis Bank offers credit cards covering cashback, travel, shopping, dining, fuel, rewards and premium lifestyle benefits.
HDFC Bank is one of India's leading private-sector banks, offering a wide range of credit cards across shopping, travel, dining, rewards, cashback and premium lifestyle categories.
RBL Bank offers credit cards across shopping, entertainment, travel, rewards and lifestyle categories.
AU Small Finance Bank offers credit cards designed around rewards, lifestyle, travel and everyday spending needs.
BOBCARD offers credit cards across rewards, shopping, travel and everyday-spending categories.
ICICI Bank offers credit cards across shopping, rewards, travel, fuel, lifestyle and co-branded categories for a wide range of customers.
IndusInd Bank offers credit cards across rewards, travel, entertainment, lifestyle and premium banking categories.
Check complimentary lounge admission rules, domestic vs international access, and quarterly spend hurdles before you travel across India.
Get personalized card recommendations tailored to your monthly spends and credit profile.
Compare up to 4 credit cards head-to-head across fees, reward rates, forex, and lounge perks.
Estimate monthly cashback and reward points return based on your exact category spend breakdown.
Calculate whether an annual renewal fee is justified by your spending volume and reward redemption.
