Super-Premium Metal Card with Global Concierge & Unlimited Airport Lounges
YES Bank Private Banking patrons, CXOs, and frequent global business travelers requiring personalized 24/7 concierge and comprehensive luxury benefits.
₹50,000
One-time upfront₹10,000
Waiver terms not verified24 Reward Points for every Rs. 200 spent on international spends, 16 Reward Points for every Rs. 200 spent on domestic spends.
On eligible spendsUnlimited Domestic & International
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The YES Private / Private Prime Credit Card represents YES Bank's most elite tier of financial craftsmanship. Fabricated in pure metal, it delivers an extraordinary travel ecosystem that includes unlimited domestic and international airport lounge access via Priority Pass, uniquely bundled with complimentary guest access allowances on global visits. At a low foreign currency markup fee of 1.75%, the card offers significant savings on international business travel and overseas luxury shopping. Cardholders gain bespoke access to world-class hospitality programs with luxury hotel chains, dedicated 24/7 global concierge services, and comprehensive overseas travel insurance covers. While the entry onboarding fee of ₹50,000 is steep, the sustained ₹10,000 annual fee is modest relative to competing ultra-premium cards, making it an indispensable tool for globetrotting business leaders.
24 Reward Points for every Rs. 200 spent on international spends, 16 Reward Points for every Rs. 200 spent on domestic spends.
Upon successful first transaction made using this credit card, you will get up to 25,000 Reward Points.
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| International Spends | 30 Reward Points per ₹200 spent internationally (1 RP = ₹0.25) | No Cap | Standard terms apply |
| Domestic Spends | 20 Reward Points per ₹200 spent domestically | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| International Spends | ₹6,000 | 30 Reward Points per ₹200 spent internationally (1 RP = ₹0.25) | — | None | Calculating... | Under cap |
| Domestic Spends | ₹6,000 | 20 Reward Points per ₹200 spent domestically | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹10,000
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Eligibility: Strictly by invitation to YES Bank Private Banking clients maintaining elite wealth management balances. • Joining & Renewal Fee: ₹50,000 + GST joining fee; ₹10,000 + GST annual renewal fee. • Airport Lounges: Unlimited complimentary domestic lounge access and unlimited international Priority Pass lounge visits including guest visits. • Forex Markup: Preferential foreign exchange markup of 1.75% on international transactions. • Concierge & Lifestyle: Dedicated 24/7 global lifestyle concierge assistance for private jet bookings, dining, and VIP event access. • Reward Program: Accelerated YES Rewardz points on international and luxury lifestyle spending; points redeemable against premium flights and hotels. • Insurance Coverage: Comprehensive air accident insurance cover up to ₹1 Crore and international travel medical assistance. • Fuel Surcharge: 1% fuel surcharge waiver at all authorized service stations across India.
Evaluate whether this card's perks and waiver threshold justify its ₹10,000 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding YES Private / Private Prime Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official YES BANK portal with paperless verification.
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Best for: High-Income Executives, Luxury Travelers & Burgundy Clients
Rewards: 12 EDGE Rewards per ₹200 spent (1.2% base value; 5:2 partner transfer)
Lounge access: 2 Domestic visits/quarter + Unlimited International · ₹50k quarterly spend required (Domestic)
Forex markup: 2% Low Forex
Renewal fee waived on ₹25,00,000 annual spend
Last verified 2 Oct 2026
Best for: Affluent corporate executives, luxury hotel loyalists, and frequent flyers seeking maximum travel reward multipliers paired with premium lifestyle memberships.
Rewards: 5 Reward Points per ₹150 spent
Lounge access: Unlimited Domestic & International
Forex markup: 2% Low Forex
Renewal fee waived on ₹8,00,000 annual spend
Last verified 16 Sept 2026
Best for: Ultra-high-net-worth individuals and IndusInd Pioneer Private banking clients seeking unlimited global luxury travel and elite lifestyle privileges.
Rewards: 3 RPs for All Eligible Spends and 0.7 RPs on Select Categories (Utilities, Education, Government Transactions)
Lounge access: Unlimited Domestic & International
Forex markup: 1.5% Low Forex
Renewal fee waived on ₹10,00,000 annual spend
Last verified 3 Oct 2026
Best for: Ultra-high-net-worth individuals, luxury frequent flyers, and high spenders seeking the highest reward return on travel bookings in India.
Rewards: 5 Reward Points per ₹150 spent
Lounge access: Unlimited Domestic & International
Forex markup: 2% Low Forex
Renewal fee waived on ₹10,00,000 annual spend
Last verified 16 Sept 2026
Best for: Ultra-high-net-worth individuals, conglomerate chairpersons, family office principals, and top executives demanding bespoke global lifestyle privileges.
Rewards: 1 EDGE Mile/₹100 Spent on All Transactions
Lounge access: Unlimited Domestic & International
Forex markup: 1.5% Low Forex
Last verified 3 Oct 2026
Best for: Global family offices, private wealth patrons, and multinational business leaders seeking bespoke international banking privileges and global airport convenience.
Rewards: Bespoke high-yield rewards on global luxury spends
Lounge access: Unlimited Domestic & International
Forex markup: 1.5% Low Forex
Last verified 3 Oct 2026
