Credit Cards in India · Page 19

Best for: KVB depositors seeking domestic airport lounge access and fuel waivers

Rewards: 2 reward points on every Rs 150 spent on domestic and international travel, hotels, and air tickets. 1.5X reward points on every Rs 150 spent on restaurants, medical bills, insu...

Renewal fee waived on ₹75,000 annual spend

Best for: Salaried young professionals and weekend shoppers looking for accelerated reward points on dining and shopping plus fuel surcharge waivers.

Rewards: 2 Reward Points per Rs 100 on weekday retail spends (0.5% value back)

Renewal fee waived on ₹1,50,000 annual spend

Best for: OTT streaming subscriptions, dining out, and weekend lifestyle spending

Rewards: 5 Reward Points/₹125 Spent on Eligible Categories

Lounge access: Unlimited Domestic & International

Renewal fee waived on ₹1,00,000 annual spend

Best for: Health screenings, medical store spends, and JCB network international benefits

Rewards: 2 RP for every ₹100 spent

Lounge access: 2 Domestic visits/quarter + 2 International visits/year

Renewal fee waived on ₹1,00,000 annual spend

Best for: Public sector banking customers, value seekers, and everyday spenders wanting a cost-effective RuPay card for merchant QR scanning.

Rewards: You can earn a maximum of Rs. 50 cashback per month on utility bill payment. You can earn a maximum of Rs. 50 cashback per month on a minimum transaction of Rs. 500 in your mobi...

Renewal fee waived on ₹30,000 annual spend

Best for: Frequent domestic and international flyers, PSU banking clients, and lifestyle spenders seeking premium RuPay Select privileges

Rewards: 4 Reward Points/₹100 Spent on Eligible Categories

Lounge access: 2 Domestic visits/quarter + 2 International visits/year

Renewal fee waived on ₹3,00,000 annual spend

Best for: Public sector loyalists, daily motorists, and commuters who purchase fuel regularly at HPCL pumps using the HP Pay mobile application.

Rewards: 16 reward points on fuel spending of Rs 500 which is equivalent to 4% cashback and 6 payback points on fuel transactions made at HPCL fuel stations. Besides that, you earn 2 rew...

Renewal fee waived on ₹1,00,000 annual spend

Best for: Everyday retail shoppers looking for a secure contactless credit card from a trusted public sector bank with low annual maintenance fees.

Renewal fee waived on ₹50,000 annual spend

Best for: Small business proprietors, traders, and shopkeepers accepting digital payments

Renewal fee waived on ₹25,000 annual spend

Best for: Budget online shoppers, frequent Snapdeal buyers, and value-conscious consumers seeking affordable e-commerce savings.

Rewards: 5% cashback on Snapdeal, 10 RPs on every Rs. 100 spent on groceries, online spends & departmental stores, and 4 RPs on every Rs. 100 spent elsewhere.

Renewal fee waived on ₹25,000 annual spend

Best for: First-time cardholders seeking accessible credit limits and fuel surcharge waivers

Rewards: 2 RP for every ₹100

Renewal fee waived on ₹25,000 annual spend

Best for: Young executives, first-time salaried applicants, and everyday utility spends

Rewards: 2 Delight points for every Rs 150 spent on shopping, dining, traveling

Renewal fee waived on ₹50,000 annual spend

Best for: Digital natives, fast-food delivery, fashion retail, and cinema tickets

Rewards: 1% Cashback on Eligible Spends

Renewal fee waived on ₹40,000 annual spend

Best for: Legacy Cardholders, Starter Credit Builders & Basic Utility Spenders

Rewards: 4 RPs/₹200 Spent on Dining and Travel. 2 RPs/₹200 Spent on All Categories Other than Select Categories

Renewal fee waived on ₹50,000 annual spend

Best for: Moderate spenders wanting affordable interest charges and utility rewards

Renewal fee waived on ₹50,000 annual spend

Best for: Salaried borrowers, retail utility spends, and modest budget management

Rewards: You can earn 4x points on domestic and international travel, hotels, and air tickets booking. You can earn 3 reward points for every Rs. 150 spent on this card. You can also ear...

Lounge access: 4 Domestic visits/year

Renewal fee waived on ₹30,000 annual spend

Best for: Everyday household purchases, grocery runs, and monthly electricity bills

Rewards: 3% RPs on PhonePe Bill Payments & Recharges. 1% RPs for UPI Payments and Select Online Brands

Renewal fee waived on ₹25,000 annual spend

Best for: Indian Army, Navy, Air Force, Coast Guard, and Paramilitary personnel seeking Lifetime Free credit with comprehensive duty insurance

Lounge access: 4 Domestic visits/year