Credit Cards in India · Page 20

Best for: Salaried consumers seeking basic reward accumulation and quarterly fee waivers

Best for: Building credit history, small emergency medical outlays, and local retail spending

Renewal fee waived on ₹15,000 annual spend

Best for: Street vendors, small artisans, and micro-business working capital

Best for: Serving and retired Indian Armed Forces and paramilitary personnel seeking low-maintenance credit with dining discounts

Rewards: 4 Reward Points per Rs. 200 spend.

Renewal fee waived on ₹25,000 annual spend

Best for: RBL Bank Aspire Banking relationship holders, salaried executives, and premium banking clients

Rewards: 2 Reward Points per Rs 100 on general retail spends (0.5% value back)

Lounge access: 4 Domestic visits/year · ₹35k quarterly spend required

Best for: Canara Bank account holders, domestic travelers seeking zero-annual-fee lounge access, and everyday retail purchases

Rewards: 2 RP for every ₹100 spent on E-Commerce transactions

Lounge access: 8 Domestic visits/year

Best for: UPI payment power users, online shoppers, and Credilio platform users seeking affordable RuPay rewards

Rewards: 1 Reward Point per Rs 100 on other retail spends (0.25% value back)

Renewal fee waived on ₹1,50,000 annual spend

Best for: Corporate salaried employees, UPI power users, and digital shoppers wanting credit-linked QR payments

Rewards: 0.5% universal cashback on other retail transactions

Renewal fee waived on ₹2,00,000 annual spend

Best for: Everyday retail shoppers, grocery runs, dining, and spend-based annual fee waivers

Rewards: 2 Reward Points per ₹100 spent (0.5% return; 1 RP = ₹0.25)

Lounge access: 1 Domestic visits/quarter · ₹50k quarterly spend required

Renewal fee waived on ₹2,00,000 annual spend

Best for: PSU bank customers, domestic leisure flyers, and salaried professionals seeking affordable lounge access

Rewards: 2 Reward Points per Rs. 150 spent

Best for: Regular Patanjali store shoppers, ayurvedic wellness consumers, and household grocery spenders

Rewards: 1 Reward Point per Rs 100 on retail spends (0.25% value back)

Renewal fee waived on ₹1,50,000 annual spend

Best for: Frequent fashion shoppers, department store buyers, and Shoppers Stop First Citizen loyalty members

Rewards: 2 First Citizen Points per Rs 200 on general retail spends (0.25% value back)

Renewal fee waived on ₹2,00,000 annual spend

Best for: Auto owners, loyal TVS Credit customers, and retail shoppers seeking enhanced rewards and milestone perks

Rewards: 2 Reward Points per Rs 100 on other retail spends (0.5% value back)

Lounge access: 2 Domestic visits/year · ₹35k quarterly spend required

Renewal fee waived on ₹1,50,000 annual spend

Best for: Corporate entities, business promoters, senior executives, and enterprise travel expense tracking

Rewards: 2 Reward Points on every Rs 100 spent using this KVB credit card.

Lounge access: 2 Domestic visits/year

Best for: Metro food delivery regulars, weekend moviegoers, and households spending ₹5,000+ monthly on groceries

Rewards: 2 Reward Points per Rs 100 on retail spends (0.5% value back)

Renewal fee waived on ₹60,000 annual spend

Best for: First-time cardholders, students transitioning to credit, and everyday contactless retail spenders

Rewards: 1 Reward Point per Rs 100 on general retail spends (0.25% value back)

Renewal fee waived on ₹25,000 annual spend

Best for: Two-wheeler owners, TVS Credit loan customers, and retail shoppers seeking structured EMI finance

Rewards: 1 Reward Point per Rs 100 on other retail spends (0.25% value back)

Lounge access: 4 Domestic visits/year · ₹35k quarterly spend required

Renewal fee waived on ₹1,00,000 annual spend

Best for: Union Bank account holders, conservative spenders, and budget-conscious cardholders wanting a low-cost credit line

Renewal fee waived on ₹30,000 annual spend